Life and Debt: A Real Life Simulator

Life and Debt: A Real Life Simulator

Static City Games · February 28, 2018 · Simulation, Strategy, Casual, Life Sim, 2D

Buy Life and Debt: A Real Life Simulator from Steam at $4.99 — the cheapest of 1 store we compare.

PC
Mixed58% · 31
Best price
$4.99
lowest tracked $0.74
Steam Buy at Steam

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Where to buy Life and Debt: A Real Life Simulator — official stores

Steam
Steam
Standard Edition · Steam
$4.99
Buy

Life and Debt: A Real Life Simulator price by region

Life and Debt: A Real Life Simulator costs £3.01 in the United Kingdom, €3.37 in Europe (EUR), $4.99 in the United States, $4.99 in Georgia (USD), CA$6.49 in Canada, NZ$7.39 in New Zealand, A$7.50 in Australia, R$16.99 in Brazil and zł18.63 in Poland right now.

Cheapest Life and Debt: A Real Life Simulator offer in each region, in local currency
RegionBest priceOfficial storeKey shopStores
United Kingdom £3.01 −30% £4.29 £3.01 2
Europe (EUR) €3.37 −32% €4.99 €3.37 2
United Statesyour region $4.99 $4.99 — 1
Georgia (USD) $4.99 $4.99 — 1
Canada CA$6.49 CA$6.49 — 1
New Zealand NZ$7.39 NZ$7.39 — 1
Australia A$7.50 A$7.50 — 1
Brazil R$16.99 R$16.99 — 1
Poland zł18.63 −19% zł22.99 zł18.63 2

Each row is a real price from that region's own stores, not a currency conversion, so the figures are not directly comparable. Switch regions in the header to shop the one you buy in.

Screenshots

About Life and Debt: A Real Life Simulator

Life & Debt: A Real Life Simulator is a 2D pixel art simulation game that challenges players to manage their finances and maintain their cashflow while navigating the challenges of new home ownership after moving out of their parents' house. Players must also overcome a shopping addiction and make decisions about how to furnish their home. Will you be able to have everything you want or will you end up hoarding clocks and waterbottles?

Features On Full Release
  • Over 30 items to collect and horde.
  • Over 60+ different jobs!
  • Over 80+ Life Events that randomize the gameplay and force you to re-stratigize
  • Multiple difficulties!
  • An Original Soundtrack composed by Christoph Gray, the composer behind Knightfall

Live Development

Life & Debt was developed live on Twitch 3 mornings a week! Since day 1, it was modified due to changes and feedback of the community. Join the development stream!

Life and Debt: A Real Life Simulator — game info

Platforms
Windows, macOS, Linux / SteamOS
Player modes
Single-player
PC Game Pass
Not included
More games like this:Mac gamesLinux games

What Steam players say

Recent verbatim reviews from Steam — separate from playze.io community reviews below.

Not recommended Dec 28, 2020
The game is cute, and it's nice that it gets updates. But it's wildly inaccurate and was clearly made by someone with a negative outlook on life. There are a lot of really random and completely unavoidable debts you incur (like your mom sending you a $10,000 medical debt to pay?!) and it's nearly impossible to hold any job for more than a couple weeks. Additionally, the stock market in this game doesn't perform nearly as well as any realistic market. Overall, this is a game that really makes things seem harder than they are in real life.
3 found this helpful
Not recommended Jun 14, 2020
This game would b great if only they didn't break something every time they fix something. The updates are far and few between and most of the breaks make it unplayable. So you are left waiting for a fix for half a year. And in the mean time you can't play. As of right now the stock market is broken. Scratch tickets are broken. Financeing items is broken. Don't buy until it becomes playable again.
3 found this helpful
Recommended Aug 28, 2026
Life and Debt: A Real Life Simulator turns the ordinary financial pressures of adulthood into a compact management game where earning money is only half the challenge. Developed and published by Static City Games, the game begins with the familiar milestone of leaving the family home and attempting to survive independently. Instead of offering an enormous life sandbox, it concentrates on employment, spending, possessions, unexpected events, and the constant struggle to maintain positive cash flow. The result is a deliberately exaggerated interpretation of adult financial responsibility with a humorous personality beneath its numbers. The central gameplay cycle is easy to understand. Players work to generate income and then decide how that money should be used. Everyday purchases compete with the need to preserve financial stability, while the ability to buy household objects creates an amusing temptation to spend simply because something is available. The game even embraces the possibility of becoming an obsessive shopper, making unnecessary consumption part of its comedy. This creates a surprisingly appropriate conflict between immediate gratification and long-term financial secu…
Not recommended Feb 4, 2022
If you want a real life simulator that's not like real life at all, this is the game for you. Pros: - Funny achievement names. - Rent goes up over time, mimicking cost-of-living increases. - Stock market can be lucrative (get in there early and watch it often!). - Lotto scratch-off tickets are like in real life -- you're basically wasting your money. (Except they cost WAY more in the game than you'd spend in real life). Cons: - You're fired. Constantly. Doesn't matter if job security is high or low, or if you're working a job that requires education... expect to be fired anywhere between 7 and 30 days (more commonly between 14 and 30). - If you're fired before payday, you get the pay you are owed. However, if you switch jobs before payday, it seems that you don't get the pay owed (or there was no pop-up stating as such, but it seemed to me that my cash didn't go up at all). So if you want to switch jobs but need the upcoming cash from the current job, time it well against paydays, and hope that the classifieds don't change before you switch. - You can't take on debt to get education. Haven't they heard of student loans? - The same events happen over and over. How many times can y…
Not recommended Jul 4, 2020
This game is still buggy even after the recent updates.
Not recommended Jun 9, 2020
Very poor game.'This Grand Life' is MUCH better.

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