

Mortgage nightmares
Real life Games · 2024 · Visual Novel, Casual, Anime, Point & Click, Atmospheric
PC
This game is free to play. Get it on Steam →
Screenshots
About Mortgage nightmares
A slice-of-life visual novel with an unusual plot. Befriend your new neighbors and try to get along with them!

Lena is an ordinary freelance designer who finally decides to move out of her parents' house into a mortgage-bought apartment. However, as soon as she crosses the threshold, strange things start happening – mysterious reflections in the mirror, groceries ending up in the trash...
It seems there's more to it than meets the eye. But what exactly is happening? You'll need to figure it out quickly before you run out of money for replacing all the broken light bulbs...

Series format - each episode can be played in chronological order or individually;
Interactive elements - interact with objects and move around the apartment;
Real-life helper - the journal helps you deal with adult life challenges like paying utilities, obtaining necessary documents, and other grown-up problems;
Numerous plot illustrations for every amusing (and not so amusing) situation;
Russian amateur voice acting by people passionate about the project;
And, of course, jokes about the mortgage!

Lena is an ordinary freelance designer who finally decides to move out of her parents' house into a mortgage-bought apartment. However, as soon as she crosses the threshold, strange things start happening – mysterious reflections in the mirror, groceries ending up in the trash...
It seems there's more to it than meets the eye. But what exactly is happening? You'll need to figure it out quickly before you run out of money for replacing all the broken light bulbs...

Series format - each episode can be played in chronological order or individually;
Interactive elements - interact with objects and move around the apartment;
Real-life helper - the journal helps you deal with adult life challenges like paying utilities, obtaining necessary documents, and other grown-up problems;
Numerous plot illustrations for every amusing (and not so amusing) situation;
Russian amateur voice acting by people passionate about the project;
And, of course, jokes about the mortgage!
What Steam players say
Recent verbatim reviews from Steam — separate from playze.io community reviews below.
⠀8 found this helpful
This is the very short first chapter of an early access visual novel, about a young woman acquiring three ghosts along with her new, heavily mortgaged, apartment. I chose English text, which I felt had been translated really well and fluently from the original Russian. The voice-overs remained in Russian but were so well done, particularly that of the sassy heroine, that they added to the atmosphere rather than being an irritation or distraction. There's a nice, underlying gentle humour as well - I hope that this high and entertaining standard continues in future chapters. Well done to the developers and actors.4 found this helpful
[quote][url=https://en.wikipedia.org/wiki/AI_slop][b]Warning: AI Slop[/b][/url] This game is partially or completely made with talentless, soulless AI generated content.[/quote] This isn't a game. It is a digital e-book/visual novel masquerading as a game on Steam. There isn't any actual gameplay here, just clicking through some of the worst writing to insult the concept of literature. This is the kind of writing that would never be accepted by a real book publisher, leading to this being dumped onto Steam Direct for $100 as if it was a game... it's not. This is the first chapter of an incomplete and utter garbage Ren'Py e-book from Russia. The plot, such as it is, is about the author's imaginary anime girlfriend moving into an apartment full of ghosts. The art backgrounds are all AI slop, that's why they look so bad, but I wish the writing was AI slop... it would still be crap, but at least it would be grammatically correct. This feels like it was run through Google Translate backwards. And of course the subjective matter is the same pure cringe we expect from non-game e-books, this is a high school anime club dropout fan-fiction about the author's imaginary girlfriend. P…1 found this helpful
Waiting for the 2nd episode!1 found this helpful
[b]Holy grail of cringe[/b] [i]You'd never know that your mundane daily life could have been a bestseller.[/i] [strike]It'll never be because it's trash.[/strike] I love it how Russians have ZERO care for self-awareness while knowing full damn well what they're doing, and having zero shame, yet 100% audacity and earnestness instead. Only this specific combination could produce gems and gold like this. So horribly terrible yet totally confident and straight-faced in its delivery, we get a story that is truly mediocre, yet elevated to heavens by the comical juxaposition of true passion and zero skill. You're getting blatantly served a humble game... with the devotion of a dog. Now, turns out I'm trash/cringe lover if it's so honest like a polished mirror. The voice acting is like... your Russian lessons CD recordings for your student's book. This game is perfect. XD The only reason it took me so long to play through this VN is because I was laughing so much (and so hard) all the time. Jumpscare... oh crap, I'm laughing instead... XD [spoiler]"Boo..." 🤣🤣🤣 ... "Who are you?" "Boo..." 🤣💀[/spoiler] This game has more passion than I have skill... I was having WAAAAY TOO MUCH FUN WI…
Such a beautifully drawn visual story. I am really enjoying it. Would recommned everyone to play it. One thing though and I dont mind it the voice acting is not in English but does have excellent subtitles. 5 stars for this gem of a game
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