Mortgage nightmares

Mortgage nightmares

Real life Games · August 30, 2024 · Visual Novel, Casual, Anime, Point & Click, Atmospheric

Mortgage nightmares is free to play — no purchase needed. We track it so you know if that ever changes.

PC
Very Positive84% · 182
This game is free to play. Get it on Steam →

Screenshots

Mortgage nightmares price

Mortgage nightmares is free to play — there is no purchase price, on Steam or anywhere else we track. We keep watching it, so if it ever stops being free the price history on this page will show when that happened and what it changed to.

About Mortgage nightmares

A slice-of-life visual novel with an unusual plot. Befriend your new neighbors and try to get along with them!

Lena is an ordinary freelance designer who finally decides to move out of her parents' house into a mortgage-bought apartment. However, as soon as she crosses the threshold, strange things start happening – mysterious reflections in the mirror, groceries ending up in the trash...

It seems there's more to it than meets the eye. But what exactly is happening? You'll need to figure it out quickly before you run out of money for replacing all the broken light bulbs...

Series format - each episode can be played in chronological order or individually;

Interactive elements - interact with objects and move around the apartment;

Real-life helper - the journal helps you deal with adult life challenges like paying utilities, obtaining necessary documents, and other grown-up problems;

Numerous plot illustrations for every amusing (and not so amusing) situation;

Russian amateur voice acting by people passionate about the project;

And, of course, jokes about the mortgage!

Mortgage nightmares — game info

Platforms
Windows, macOS
Player modes
Single-player
PC Game Pass
Not included
More games like this:Mac games

What Steam players say

Recent verbatim reviews from Steam — separate from playze.io community reviews below.

Recommended Sep 10, 2024
⠀
8 found this helpful
Not recommended Mar 29, 2026
[quote][url=https://en.wikipedia.org/wiki/AI_slop][b]Warning: AI Slop[/b][/url] This game is partially or completely made with talentless, soulless AI generated content.[/quote] This isn't a game. It is a digital e-book/visual novel masquerading as a game on Steam. There isn't any actual gameplay here, just clicking through some of the worst writing to insult the concept of literature. This is the kind of writing that would never be accepted by a real book publisher, leading to this being dumped onto Steam Direct for $100 as if it was a game... it's not. This is the first chapter of an incomplete and utter garbage Ren'Py e-book from Russia. The plot, such as it is, is about the author's imaginary anime girlfriend moving into an apartment full of ghosts. The art backgrounds are all AI slop, that's why they look so bad, but I wish the writing was AI slop... it would still be crap, but at least it would be grammatically correct. This feels like it was run through Google Translate backwards. And of course the subjective matter is the same pure cringe we expect from non-game e-books, this is a high school anime club dropout fan-fiction about the author's imaginary girlfriend. P…
1 found this helpful
Recommended Oct 26, 2024
Waiting for the 2nd episode!
1 found this helpful
Not recommended Sep 7, 2026
slop
Recommended Apr 19, 2026
[b]Holy grail of cringe[/b] [i]You'd never know that your mundane daily life could have been a bestseller.[/i] [strike]It'll never be because it's trash.[/strike] I love it how Russians have ZERO care for self-awareness while knowing full damn well what they're doing, and having zero shame, yet 100% audacity and earnestness instead. Only this specific combination could produce gems and gold like this. So horribly terrible yet totally confident and straight-faced in its delivery, we get a story that is truly mediocre, yet elevated to heavens by the comical juxaposition of true passion and zero skill. You're getting blatantly served a humble game... with the devotion of a dog. Now, turns out I'm trash/cringe lover if it's so honest like a polished mirror. The voice acting is like... your Russian lessons CD recordings for your student's book. This game is perfect. XD The only reason it took me so long to play through this VN is because I was laughing so much (and so hard) all the time. Jumpscare... oh crap, I'm laughing instead... XD [spoiler]"Boo..." 🤣🤣🤣 ... "Who are you?" "Boo..." 🤣💀[/spoiler] This game has more passion than I have skill... I was having WAAAAY TOO MUCH FUN WI…
Recommended Nov 20, 2024
Such a beautifully drawn visual story. I am really enjoying it. Would recommned everyone to play it. One thing though and I dont mind it the voice acting is not in English but does have excellent subtitles. 5 stars for this gem of a game

Community reviews

—

0 reviews

Sign in to write a review.

No reviews yet. Be the first to review this game.

More like Mortgage nightmares

News

All news →
Games like Undertale that remember what you didPC

Games like Undertale that remember what you did

Undertale's own listing calls it the RPG where you don't have to destroy anyone. Games like Undertale that keep that idea: permanent choices, fights you can talk past, worlds that notice.

Nov 14, 2026
Games like Slay the Spire that keep the branching climbPC

Games like Slay the Spire that keep the branching climb

Most games like Slay the Spire copy the cards and lose the map. These keep the risky-or-safe choice, from a three-floor train to a deck made of poker hands.

Nov 14, 2026
Bodycam game price: what the zombie update changes about buyingPC

Bodycam game price: what the zombie update changes about buying

The Dead & Damned put Bodycam's zombies back on 13 November. What our dated record says about the Bodycam game price, and why the store's end date matters more than the sticker.

Nov 14, 2026
SilkMU is our new partner: MU Online Season 6 in a browser tabBlog

SilkMU is our new partner: MU Online Season 6 in a browser tab

SilkMU, a MU Online Season 6 server that runs in a browser tab or as an app, opened on 6 November 2026 and is now our partner. What it offers, what is free and what costs WCoin.

Nov 13, 2026
Games like Dying Light, where nightfall changes the rulesPC

Games like Dying Light, where nightfall changes the rules

Games like Dying Light are easy to find if you only want parkour or only want zombies. These eight keep the part that matters: a city that becomes a different place after dark.

Nov 13, 2026
Games like Portal 2, where one idea carries the whole gamePC

Games like Portal 2, where one idea carries the whole game

Games like Portal 2 all share one habit: teach a single impossible trick, then spend a campaign breaking it. From rewinding objects through time to Escher geometry that loops back on itself.

Nov 13, 2026
Planet Coaster DLC: skip the collection, buy the packsBundles

Planet Coaster DLC: skip the collection, buy the packs

The Planet Coaster DLC catalogue closed in 2019, so there is no curve left to wait out. Our record shows the collection bundle costs far more than assembling the same packs one by one.

Nov 13, 2026
Toxic Commando Game Pass: subscribe, or buy the key?Xbox

Toxic Commando Game Pass: subscribe, or buy the key?

The Toxic Commando Game Pass add landed on 12 November. Our price record since late September shows the key route barely moved, which changes what a subscription is worth.

Nov 13, 2026

Top games right now

All rankings →
  1. 1Counter-Strike 2Free
  2. 2Dota 2Free
  3. 3PUBG: BATTLEGROUNDSFree
  4. 4Grand Theft Auto V Legacy—
  5. 5Terraria$2.11
  6. 6Tom Clancy's Rainbow Six SiegeFree
  7. 7Rust$20.19
  8. 8Garry's Mod$6.19
  9. 9Team Fortress 2Free
  10. 10Black Myth: Wukong$35.72
  11. 11HELLDIVERS™ 2$23.99
  12. 12ELDEN RING$38.88
  13. 13Apex Legends™Free
  14. 14Left 4 Dead 2$9.99
  15. 15Stardew Valley$12.11
  16. 16Wallpaper Engine$3.99
  17. 17Cyberpunk 2077$17.99
  18. 18Euro Truck Simulator 2$4.99
  19. 19Dead by Daylight$6.81
  20. 20Red Dead Redemption 2$12.97
  21. 21The Witcher 3: Wild Hunt$9.77
  22. 22Baldur's Gate 3$53.52
  23. 23Phasmophobia$15.60
  24. 24War ThunderFree